LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,555
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,661
−HK$1,124/mo
Today · 4.125%
HK$37,785
baseline
▲ 0.50% · 4.625%
HK$40,084
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,570/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,555
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,616
−HK$1,076/mo
Today · 4.125%
HK$41,692
baseline
▲ 0.50% · 4.625%
HK$43,889
+HK$2,197/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,384/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,666
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,993
−HK$1,349/mo
Today · 4.125%
HK$45,342
baseline
▲ 0.50% · 4.625%
HK$48,101
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,684/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,466
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,739
−HK$1,291/mo
Today · 4.125%
HK$50,030
baseline
▲ 0.50% · 4.625%
HK$52,667
+HK$2,637/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,060/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,326
−HK$1,573/mo
Today · 4.125%
HK$52,899
baseline
▲ 0.50% · 4.625%
HK$56,117
+HK$3,218/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$105,798/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,377
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,506/mo
Today · 4.125%
HK$58,368
baseline
▲ 0.50% · 4.625%
HK$61,445
+HK$3,077/mo
Deposit HK$4.68M · loan HK$10.91M · min. income ≈ HK$116,736/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,999
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,990
−HK$2,023/mo
Today · 4.125%
HK$68,013
baseline
▲ 0.50% · 4.625%
HK$72,151
+HK$4,138/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,026/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,198
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,108
−HK$1,937/mo
Today · 4.125%
HK$75,045
baseline
▲ 0.50% · 4.625%
HK$79,001
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,090/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,723 · Scale 2, in force from 26 Feb 2026)