LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,556
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,662
−HK$1,124/mo
Today · 4.125%
HK$37,786
baseline
▲ 0.50% · 4.625%
HK$40,085
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,572/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,556
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,616
−HK$1,077/mo
Today · 4.125%
HK$41,693
baseline
▲ 0.50% · 4.625%
HK$43,890
+HK$2,197/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,386/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,667
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,994
−HK$1,349/mo
Today · 4.125%
HK$45,343
baseline
▲ 0.50% · 4.625%
HK$48,102
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,686/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,467
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,740
−HK$1,291/mo
Today · 4.125%
HK$50,031
baseline
▲ 0.50% · 4.625%
HK$52,668
+HK$2,637/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,062/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,778
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,327
−HK$1,573/mo
Today · 4.125%
HK$52,900
baseline
▲ 0.50% · 4.625%
HK$56,119
+HK$3,219/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,800/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,378
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,863
−HK$1,507/mo
Today · 4.125%
HK$58,370
baseline
▲ 0.50% · 4.625%
HK$61,446
+HK$3,076/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,740/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,001
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,991
−HK$2,023/mo
Today · 4.125%
HK$68,014
baseline
▲ 0.50% · 4.625%
HK$72,153
+HK$4,139/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,028/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,200
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,110
−HK$1,937/mo
Today · 4.125%
HK$75,047
baseline
▲ 0.50% · 4.625%
HK$79,003
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,094/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,736 · Scale 2, in force from 26 Feb 2026)