LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,559
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$1,124/mo
Today · 4.125%
HK$37,789
baseline
▲ 0.50% · 4.625%
HK$40,088
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,578/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,559
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,620
−HK$1,076/mo
Today · 4.125%
HK$41,696
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,392/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,671
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,998
−HK$1,349/mo
Today · 4.125%
HK$45,347
baseline
▲ 0.50% · 4.625%
HK$48,106
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,694/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,471
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,744
−HK$1,291/mo
Today · 4.125%
HK$50,035
baseline
▲ 0.50% · 4.625%
HK$52,673
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,070/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,783
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$51,331
−HK$1,573/mo
Today · 4.125%
HK$52,904
baseline
▲ 0.50% · 4.625%
HK$56,123
+HK$3,219/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,808/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,383
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,868
−HK$1,507/mo
Today · 4.125%
HK$58,375
baseline
▲ 0.50% · 4.625%
HK$61,452
+HK$3,077/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,750/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,006
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,997
−HK$2,023/mo
Today · 4.125%
HK$68,020
baseline
▲ 0.50% · 4.625%
HK$72,159
+HK$4,139/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$136,040/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,206
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,116
−HK$1,937/mo
Today · 4.125%
HK$75,053
baseline
▲ 0.50% · 4.625%
HK$79,009
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.03M · min. income ≈ HK$150,106/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,786 · Scale 2, in force from 26 Feb 2026)