LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,560
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,666
−HK$1,124/mo
Today · 4.125%
HK$37,790
baseline
▲ 0.50% · 4.625%
HK$40,090
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,580/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,560
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,077/mo
Today · 4.125%
HK$41,698
baseline
▲ 0.50% · 4.625%
HK$43,896
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,396/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,672
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,000
−HK$1,348/mo
Today · 4.125%
HK$45,348
baseline
▲ 0.50% · 4.625%
HK$48,108
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,696/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,473
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,746
−HK$1,291/mo
Today · 4.125%
HK$50,037
baseline
▲ 0.50% · 4.625%
HK$52,675
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,074/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,784
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,333
−HK$1,573/mo
Today · 4.125%
HK$52,906
baseline
▲ 0.50% · 4.625%
HK$56,125
+HK$3,219/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,812/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,385
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,870
−HK$1,507/mo
Today · 4.125%
HK$58,377
baseline
▲ 0.50% · 4.625%
HK$61,454
+HK$3,077/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,754/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,008
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,999
−HK$2,023/mo
Today · 4.125%
HK$68,022
baseline
▲ 0.50% · 4.625%
HK$72,161
+HK$4,139/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,044/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,209
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,119
−HK$1,937/mo
Today · 4.125%
HK$75,056
baseline
▲ 0.50% · 4.625%
HK$79,012
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,112/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,807 · Scale 2, in force from 26 Feb 2026)