LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,562
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,668
−HK$1,124/mo
Today · 4.125%
HK$37,792
baseline
▲ 0.50% · 4.625%
HK$40,092
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,584/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,562
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,624
−HK$1,076/mo
Today · 4.125%
HK$41,700
baseline
▲ 0.50% · 4.625%
HK$43,898
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,400/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,675
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,002
−HK$1,349/mo
Today · 4.125%
HK$45,351
baseline
▲ 0.50% · 4.625%
HK$48,110
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,702/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,475
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,292/mo
Today · 4.125%
HK$50,040
baseline
▲ 0.50% · 4.625%
HK$52,678
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,080/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,787
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,336
−HK$1,573/mo
Today · 4.125%
HK$52,909
baseline
▲ 0.50% · 4.625%
HK$56,128
+HK$3,219/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,818/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,387
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,873
−HK$1,507/mo
Today · 4.125%
HK$58,380
baseline
▲ 0.50% · 4.625%
HK$61,457
+HK$3,077/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,760/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,012
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,003
−HK$2,023/mo
Today · 4.125%
HK$68,026
baseline
▲ 0.50% · 4.625%
HK$72,165
+HK$4,139/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,052/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,212
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,122
−HK$1,938/mo
Today · 4.125%
HK$75,060
baseline
▲ 0.50% · 4.625%
HK$79,016
+HK$3,956/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,120/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,838 · Scale 2, in force from 26 Feb 2026)