LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,564
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,670
−HK$1,124/mo
Today · 4.125%
HK$37,794
baseline
▲ 0.50% · 4.625%
HK$40,093
+HK$2,299/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,588/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,564
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,625
−HK$1,077/mo
Today · 4.125%
HK$41,702
baseline
▲ 0.50% · 4.625%
HK$43,900
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,404/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,676
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,004
−HK$1,349/mo
Today · 4.125%
HK$45,353
baseline
▲ 0.50% · 4.625%
HK$48,112
+HK$2,759/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,706/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,477
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,750
−HK$1,292/mo
Today · 4.125%
HK$50,042
baseline
▲ 0.50% · 4.625%
HK$52,680
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,084/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,338
−HK$1,573/mo
Today · 4.125%
HK$52,911
baseline
▲ 0.50% · 4.625%
HK$56,131
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,822/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,390
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,875
−HK$1,507/mo
Today · 4.125%
HK$58,382
baseline
▲ 0.50% · 4.625%
HK$61,460
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,764/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,015
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,006
−HK$2,023/mo
Today · 4.125%
HK$68,029
baseline
▲ 0.50% · 4.625%
HK$72,168
+HK$4,139/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,058/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,216
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,125
−HK$1,938/mo
Today · 4.125%
HK$75,063
baseline
▲ 0.50% · 4.625%
HK$79,020
+HK$3,957/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,126/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,863 · Scale 2, in force from 26 Feb 2026)