LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,565
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,671
−HK$1,124/mo
Today · 4.125%
HK$37,795
baseline
▲ 0.50% · 4.625%
HK$40,095
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,590/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,566
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,076/mo
Today · 4.125%
HK$41,703
baseline
▲ 0.50% · 4.625%
HK$43,901
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,406/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,678
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,005
−HK$1,349/mo
Today · 4.125%
HK$45,354
baseline
▲ 0.50% · 4.625%
HK$48,114
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,708/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,479
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,752
−HK$1,292/mo
Today · 4.125%
HK$50,044
baseline
▲ 0.50% · 4.625%
HK$52,682
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,088/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,791
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,340
−HK$1,573/mo
Today · 4.125%
HK$52,913
baseline
▲ 0.50% · 4.625%
HK$56,133
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,826/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,507/mo
Today · 4.125%
HK$58,384
baseline
▲ 0.50% · 4.625%
HK$61,462
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,768/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,017
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$66,008
−HK$2,023/mo
Today · 4.125%
HK$68,031
baseline
▲ 0.50% · 4.625%
HK$72,171
+HK$4,140/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,062/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,218
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,128
−HK$1,938/mo
Today · 4.125%
HK$75,066
baseline
▲ 0.50% · 4.625%
HK$79,023
+HK$3,957/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,132/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,883 · Scale 2, in force from 26 Feb 2026)