LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,566
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,672
−HK$1,124/mo
Today · 4.125%
HK$37,796
baseline
▲ 0.50% · 4.625%
HK$40,096
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,592/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,567
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,628
−HK$1,077/mo
Today · 4.125%
HK$41,705
baseline
▲ 0.50% · 4.625%
HK$43,903
+HK$2,198/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,410/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,679
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,007
−HK$1,349/mo
Today · 4.125%
HK$45,356
baseline
▲ 0.50% · 4.625%
HK$48,116
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,712/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,480
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,754
−HK$1,292/mo
Today · 4.125%
HK$50,046
baseline
▲ 0.50% · 4.625%
HK$52,684
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,092/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,793
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,341
−HK$1,574/mo
Today · 4.125%
HK$52,915
baseline
▲ 0.50% · 4.625%
HK$56,135
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,830/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,394
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,879
−HK$1,508/mo
Today · 4.125%
HK$58,387
baseline
▲ 0.50% · 4.625%
HK$61,464
+HK$3,077/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,774/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,019
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,010
−HK$2,024/mo
Today · 4.125%
HK$68,034
baseline
▲ 0.50% · 4.625%
HK$72,173
+HK$4,139/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,068/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,221
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,131
−HK$1,937/mo
Today · 4.125%
HK$75,068
baseline
▲ 0.50% · 4.625%
HK$79,025
+HK$3,957/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,136/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,904 · Scale 2, in force from 26 Feb 2026)