LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,568
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,675
−HK$1,124/mo
Today · 4.125%
HK$37,799
baseline
▲ 0.50% · 4.625%
HK$40,099
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,598/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,569
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,631
−HK$1,076/mo
Today · 4.125%
HK$41,707
baseline
▲ 0.50% · 4.625%
HK$43,906
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,414/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,682
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,010
−HK$1,349/mo
Today · 4.125%
HK$45,359
baseline
▲ 0.50% · 4.625%
HK$48,119
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,718/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,483
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,757
−HK$1,292/mo
Today · 4.125%
HK$50,049
baseline
▲ 0.50% · 4.625%
HK$52,687
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,098/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,796
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$51,345
−HK$1,573/mo
Today · 4.125%
HK$52,918
baseline
▲ 0.50% · 4.625%
HK$56,138
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,836/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,397
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,883
−HK$1,507/mo
Today · 4.125%
HK$58,390
baseline
▲ 0.50% · 4.625%
HK$61,468
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,780/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,023
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,014
−HK$2,024/mo
Today · 4.125%
HK$68,038
baseline
▲ 0.50% · 4.625%
HK$72,178
+HK$4,140/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,076/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,225
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,135
−HK$1,938/mo
Today · 4.125%
HK$75,073
baseline
▲ 0.50% · 4.625%
HK$79,030
+HK$3,957/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,146/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,940 · Scale 2, in force from 26 Feb 2026)