LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,570
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,677
−HK$1,124/mo
Today · 4.125%
HK$37,801
baseline
▲ 0.50% · 4.625%
HK$40,101
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,602/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,571
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,633
−HK$1,076/mo
Today · 4.125%
HK$41,709
baseline
▲ 0.50% · 4.625%
HK$43,908
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,418/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,684
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,012
−HK$1,349/mo
Today · 4.125%
HK$45,361
baseline
▲ 0.50% · 4.625%
HK$48,121
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,722/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,486
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,759
−HK$1,292/mo
Today · 4.125%
HK$50,051
baseline
▲ 0.50% · 4.625%
HK$52,689
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,102/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,798
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,347
−HK$1,574/mo
Today · 4.125%
HK$52,921
baseline
▲ 0.50% · 4.625%
HK$56,141
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,842/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,400
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,886
−HK$1,507/mo
Today · 4.125%
HK$58,393
baseline
▲ 0.50% · 4.625%
HK$61,471
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,786/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,026
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,018
−HK$2,023/mo
Today · 4.125%
HK$68,041
baseline
▲ 0.50% · 4.625%
HK$72,181
+HK$4,140/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,082/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,229
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,139
−HK$1,938/mo
Today · 4.125%
HK$75,077
baseline
▲ 0.50% · 4.625%
HK$79,034
+HK$3,957/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,154/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$584,970 · Scale 2, in force from 26 Feb 2026)