LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,572
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,678
−HK$1,125/mo
Today · 4.125%
HK$37,803
baseline
▲ 0.50% · 4.625%
HK$40,103
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,606/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,573
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,635
−HK$1,076/mo
Today · 4.125%
HK$41,711
baseline
▲ 0.50% · 4.625%
HK$43,910
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,422/mo (50% DSR)
Upfront cash ≈ HK$8.38M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,686
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,014
−HK$1,349/mo
Today · 4.125%
HK$45,363
baseline
▲ 0.50% · 4.625%
HK$48,123
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,726/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,488
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,762
−HK$1,292/mo
Today · 4.125%
HK$50,054
baseline
▲ 0.50% · 4.625%
HK$52,692
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,108/mo (50% DSR)
Upfront cash ≈ HK$6.82M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,801
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,350
−HK$1,574/mo
Today · 4.125%
HK$52,924
baseline
▲ 0.50% · 4.625%
HK$56,144
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,848/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,403
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,889
−HK$1,507/mo
Today · 4.125%
HK$58,396
baseline
▲ 0.50% · 4.625%
HK$61,474
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,792/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,030
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,021
−HK$2,024/mo
Today · 4.125%
HK$68,045
baseline
▲ 0.50% · 4.625%
HK$72,185
+HK$4,140/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,090/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,232
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,143
−HK$1,938/mo
Today · 4.125%
HK$75,081
baseline
▲ 0.50% · 4.625%
HK$79,038
+HK$3,957/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,162/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$585,000 · Scale 2, in force from 26 Feb 2026)