LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,574
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,680
−HK$1,124/mo
Today · 4.125%
HK$37,804
baseline
▲ 0.50% · 4.625%
HK$40,105
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,608/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,575
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,637
−HK$1,076/mo
Today · 4.125%
HK$41,713
baseline
▲ 0.50% · 4.625%
HK$43,912
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,426/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,688
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,016
−HK$1,349/mo
Today · 4.125%
HK$45,365
baseline
▲ 0.50% · 4.625%
HK$48,126
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,730/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,490
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,764
−HK$1,292/mo
Today · 4.125%
HK$50,056
baseline
▲ 0.50% · 4.625%
HK$52,695
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,112/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,803
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,352
−HK$1,574/mo
Today · 4.125%
HK$52,926
baseline
▲ 0.50% · 4.625%
HK$56,147
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,852/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,405
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,891
−HK$1,508/mo
Today · 4.125%
HK$58,399
baseline
▲ 0.50% · 4.625%
HK$61,477
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,798/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,033
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,024
−HK$2,024/mo
Today · 4.125%
HK$68,048
baseline
▲ 0.50% · 4.625%
HK$72,189
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,096/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,236
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$73,146
−HK$1,938/mo
Today · 4.125%
HK$75,084
baseline
▲ 0.50% · 4.625%
HK$79,042
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,168/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,028 · Scale 2, in force from 26 Feb 2026)