LTV · monthly repayment
▼ 0.50% · 3.625%
HK$355,748
−HK$22,309/mo
▼ 0.25% · 3.875%
HK$366,814
−HK$11,243/mo
Today · 4.125%
HK$378,057
baseline
▲ 0.50% · 4.625%
HK$401,061
+HK$23,004/mo
Deposit HK$78.01M · loan HK$78.01M · min. income ≈ HK$756,114/mo (50% DSR)
Upfront cash ≈ HK$88.15M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,767
−HK$21,382/mo
▼ 0.25% · 3.875%
HK$406,381
−HK$10,768/mo
Today · 4.125%
HK$417,149
baseline
▲ 0.50% · 4.625%
HK$439,137
+HK$21,988/mo
Deposit HK$78.01M · loan HK$78.01M · min. income ≈ HK$834,298/mo (50% DSR)
Upfront cash ≈ HK$88.15M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$426,898
−HK$26,770/mo
▼ 0.25% · 3.875%
HK$440,177
−HK$13,491/mo
Today · 4.125%
HK$453,668
baseline
▲ 0.50% · 4.625%
HK$481,273
+HK$27,605/mo
Deposit HK$62.40M · loan HK$93.61M · min. income ≈ HK$907,336/mo (50% DSR)
Upfront cash ≈ HK$72.55M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$474,920
−HK$25,658/mo
▼ 0.25% · 3.875%
HK$487,657
−HK$12,921/mo
Today · 4.125%
HK$500,578
baseline
▲ 0.50% · 4.625%
HK$526,964
+HK$26,386/mo
Deposit HK$62.40M · loan HK$93.61M · min. income ≈ HK$1,001,156/mo (50% DSR)
Upfront cash ≈ HK$72.55M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$498,048
−HK$31,232/mo
▼ 0.25% · 3.875%
HK$513,540
−HK$15,740/mo
Today · 4.125%
HK$529,280
baseline
▲ 0.50% · 4.625%
HK$561,485
+HK$32,205/mo
Deposit HK$46.80M · loan HK$109.21M · min. income ≈ HK$1,058,560/mo (50% DSR)
Upfront cash ≈ HK$56.94M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$554,073
−HK$29,935/mo
▼ 0.25% · 3.875%
HK$568,933
−HK$15,075/mo
Today · 4.125%
HK$584,008
baseline
▲ 0.50% · 4.625%
HK$614,792
+HK$30,784/mo
Deposit HK$46.80M · loan HK$109.21M · min. income ≈ HK$1,168,016/mo (50% DSR)
Upfront cash ≈ HK$56.94M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$640,347
−HK$40,156/mo
▼ 0.25% · 3.875%
HK$660,266
−HK$20,237/mo
Today · 4.125%
HK$680,503
baseline
▲ 0.50% · 4.625%
HK$721,909
+HK$41,406/mo
Deposit HK$15.60M · loan HK$140.41M · min. income ≈ HK$1,361,006/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$712,380
−HK$38,487/mo
▼ 0.25% · 3.875%
HK$731,485
−HK$19,382/mo
Today · 4.125%
HK$750,867
baseline
▲ 0.50% · 4.625%
HK$790,447
+HK$39,580/mo
Deposit HK$15.60M · loan HK$140.41M · min. income ≈ HK$1,501,734/mo (50% DSR)
Upfront cash ≈ HK$25.74M (deposit + AVD stamp duty HK$10,140,810 · Scale 2, in force from 26 Feb 2026)