LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,577
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,684
−HK$1,124/mo
Today · 4.125%
HK$37,808
baseline
▲ 0.50% · 4.625%
HK$40,109
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,616/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,579
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,641
−HK$1,076/mo
Today · 4.125%
HK$41,717
baseline
▲ 0.50% · 4.625%
HK$43,916
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,434/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,692
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,020
−HK$1,350/mo
Today · 4.125%
HK$45,370
baseline
▲ 0.50% · 4.625%
HK$48,130
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,740/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,495
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,769
−HK$1,292/mo
Today · 4.125%
HK$50,061
baseline
▲ 0.50% · 4.625%
HK$52,700
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,122/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,808
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,357
−HK$1,574/mo
Today · 4.125%
HK$52,931
baseline
▲ 0.50% · 4.625%
HK$56,152
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,862/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,411
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,897
−HK$1,507/mo
Today · 4.125%
HK$58,404
baseline
▲ 0.50% · 4.625%
HK$61,483
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,808/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,039
−HK$4,015/mo
▼ 0.25% · 3.875%
HK$66,031
−HK$2,023/mo
Today · 4.125%
HK$68,054
baseline
▲ 0.50% · 4.625%
HK$72,195
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,108/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,242
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,153
−HK$1,938/mo
Today · 4.125%
HK$75,091
baseline
▲ 0.50% · 4.625%
HK$79,050
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,182/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,083 · Scale 2, in force from 26 Feb 2026)