LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,578
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,685
−HK$1,124/mo
Today · 4.125%
HK$37,809
baseline
▲ 0.50% · 4.625%
HK$40,109
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,618/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,580
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,642
−HK$1,076/mo
Today · 4.125%
HK$41,718
baseline
▲ 0.50% · 4.625%
HK$43,917
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,436/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,693
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,021
−HK$1,350/mo
Today · 4.125%
HK$45,371
baseline
▲ 0.50% · 4.625%
HK$48,131
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,742/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,496
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,770
−HK$1,292/mo
Today · 4.125%
HK$50,062
baseline
▲ 0.50% · 4.625%
HK$52,701
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,124/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,809
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$51,358
−HK$1,574/mo
Today · 4.125%
HK$52,932
baseline
▲ 0.50% · 4.625%
HK$56,153
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,864/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,412
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,898
−HK$1,508/mo
Today · 4.125%
HK$58,406
baseline
▲ 0.50% · 4.625%
HK$61,484
+HK$3,078/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,812/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,040
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,032
−HK$2,024/mo
Today · 4.125%
HK$68,056
baseline
▲ 0.50% · 4.625%
HK$72,197
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,112/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,244
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,155
−HK$1,938/mo
Today · 4.125%
HK$75,093
baseline
▲ 0.50% · 4.625%
HK$79,051
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,186/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,097 · Scale 2, in force from 26 Feb 2026)