LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,579
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,685
−HK$1,125/mo
Today · 4.125%
HK$37,810
baseline
▲ 0.50% · 4.625%
HK$40,110
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,620/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,581
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,642
−HK$1,077/mo
Today · 4.125%
HK$41,719
baseline
▲ 0.50% · 4.625%
HK$43,918
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,438/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,694
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,022
−HK$1,350/mo
Today · 4.125%
HK$45,372
baseline
▲ 0.50% · 4.625%
HK$48,132
+HK$2,760/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,744/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,497
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,771
−HK$1,292/mo
Today · 4.125%
HK$50,063
baseline
▲ 0.50% · 4.625%
HK$52,702
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,126/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,810
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,359
−HK$1,575/mo
Today · 4.125%
HK$52,934
baseline
▲ 0.50% · 4.625%
HK$56,154
+HK$3,220/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,868/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,413
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,899
−HK$1,508/mo
Today · 4.125%
HK$58,407
baseline
▲ 0.50% · 4.625%
HK$61,486
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,814/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,041
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,034
−HK$2,023/mo
Today · 4.125%
HK$68,057
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,114/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,245
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,156
−HK$1,939/mo
Today · 4.125%
HK$75,095
baseline
▲ 0.50% · 4.625%
HK$79,053
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,190/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,109 · Scale 2, in force from 26 Feb 2026)