LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,579
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$1,124/mo
Today · 4.125%
HK$37,810
baseline
▲ 0.50% · 4.625%
HK$40,111
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,620/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,581
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,077/mo
Today · 4.125%
HK$41,720
baseline
▲ 0.50% · 4.625%
HK$43,919
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,440/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,695
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,349/mo
Today · 4.125%
HK$45,372
baseline
▲ 0.50% · 4.625%
HK$48,133
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,744/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,497
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,771
−HK$1,293/mo
Today · 4.125%
HK$50,064
baseline
▲ 0.50% · 4.625%
HK$52,702
+HK$2,638/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,128/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,810
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,360
−HK$1,574/mo
Today · 4.125%
HK$52,934
baseline
▲ 0.50% · 4.625%
HK$56,155
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,868/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,414
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,900
−HK$1,507/mo
Today · 4.125%
HK$58,407
baseline
▲ 0.50% · 4.625%
HK$61,486
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,814/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,042
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,034
−HK$2,024/mo
Today · 4.125%
HK$68,058
baseline
▲ 0.50% · 4.625%
HK$72,199
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,116/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,246
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,157
−HK$1,938/mo
Today · 4.125%
HK$75,095
baseline
▲ 0.50% · 4.625%
HK$79,054
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,190/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,114 · Scale 2, in force from 26 Feb 2026)