LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,579
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,686
−HK$1,125/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$40,111
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,582
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,077/mo
Today · 4.125%
HK$41,720
baseline
▲ 0.50% · 4.625%
HK$43,919
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,440/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,695
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,350/mo
Today · 4.125%
HK$45,373
baseline
▲ 0.50% · 4.625%
HK$48,134
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,746/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,498
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,772
−HK$1,292/mo
Today · 4.125%
HK$50,064
baseline
▲ 0.50% · 4.625%
HK$52,703
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,128/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,811
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,361
−HK$1,574/mo
Today · 4.125%
HK$52,935
baseline
▲ 0.50% · 4.625%
HK$56,156
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,870/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,415
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$56,901
−HK$1,507/mo
Today · 4.125%
HK$58,408
baseline
▲ 0.50% · 4.625%
HK$61,487
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,816/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,043
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,035
−HK$2,024/mo
Today · 4.125%
HK$68,059
baseline
▲ 0.50% · 4.625%
HK$72,200
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,118/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,247
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,158
−HK$1,939/mo
Today · 4.125%
HK$75,097
baseline
▲ 0.50% · 4.625%
HK$79,055
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,194/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,123 · Scale 2, in force from 26 Feb 2026)