LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,580
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,687
−HK$1,124/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$40,112
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,582
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,077/mo
Today · 4.125%
HK$41,721
baseline
▲ 0.50% · 4.625%
HK$43,920
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,442/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,696
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,024
−HK$1,349/mo
Today · 4.125%
HK$45,373
baseline
▲ 0.50% · 4.625%
HK$48,134
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,746/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,499
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,773
−HK$1,292/mo
Today · 4.125%
HK$50,065
baseline
▲ 0.50% · 4.625%
HK$52,704
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,130/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,812
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,361
−HK$1,575/mo
Today · 4.125%
HK$52,936
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,872/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,415
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,902
−HK$1,507/mo
Today · 4.125%
HK$58,409
baseline
▲ 0.50% · 4.625%
HK$61,488
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,818/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,044
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,036
−HK$2,024/mo
Today · 4.125%
HK$68,060
baseline
▲ 0.50% · 4.625%
HK$72,201
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,120/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,248
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,159
−HK$1,939/mo
Today · 4.125%
HK$75,098
baseline
▲ 0.50% · 4.625%
HK$79,056
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,196/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,132 · Scale 2, in force from 26 Feb 2026)