LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,581
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,688
−HK$1,124/mo
Today · 4.125%
HK$37,812
baseline
▲ 0.50% · 4.625%
HK$40,113
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,624/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,583
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,645
−HK$1,077/mo
Today · 4.125%
HK$41,722
baseline
▲ 0.50% · 4.625%
HK$43,921
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,444/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,697
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,025
−HK$1,350/mo
Today · 4.125%
HK$45,375
baseline
▲ 0.50% · 4.625%
HK$48,136
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,750/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,500
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,774
−HK$1,292/mo
Today · 4.125%
HK$50,066
baseline
▲ 0.50% · 4.625%
HK$52,705
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,132/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,813
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,363
−HK$1,574/mo
Today · 4.125%
HK$52,937
baseline
▲ 0.50% · 4.625%
HK$56,158
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,874/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,417
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,903
−HK$1,508/mo
Today · 4.125%
HK$58,411
baseline
▲ 0.50% · 4.625%
HK$61,490
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,822/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,046
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,038
−HK$2,024/mo
Today · 4.125%
HK$68,062
baseline
▲ 0.50% · 4.625%
HK$72,203
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,124/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,250
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,161
−HK$1,939/mo
Today · 4.125%
HK$75,100
baseline
▲ 0.50% · 4.625%
HK$79,058
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,200/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,147 · Scale 2, in force from 26 Feb 2026)