LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,582
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,688
−HK$1,125/mo
Today · 4.125%
HK$37,813
baseline
▲ 0.50% · 4.625%
HK$40,114
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,626/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,584
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,646
−HK$1,077/mo
Today · 4.125%
HK$41,723
baseline
▲ 0.50% · 4.625%
HK$43,922
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,446/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,698
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,026
−HK$1,349/mo
Today · 4.125%
HK$45,375
baseline
▲ 0.50% · 4.625%
HK$48,136
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,750/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,501
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,775
−HK$1,292/mo
Today · 4.125%
HK$50,067
baseline
▲ 0.50% · 4.625%
HK$52,706
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,134/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,814
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,364
−HK$1,574/mo
Today · 4.125%
HK$52,938
baseline
▲ 0.50% · 4.625%
HK$56,159
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,876/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,418
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,904
−HK$1,508/mo
Today · 4.125%
HK$58,412
baseline
▲ 0.50% · 4.625%
HK$61,491
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,824/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,047
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,039
−HK$2,024/mo
Today · 4.125%
HK$68,063
baseline
▲ 0.50% · 4.625%
HK$72,204
+HK$4,141/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,126/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,251
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,162
−HK$1,939/mo
Today · 4.125%
HK$75,101
baseline
▲ 0.50% · 4.625%
HK$79,059
+HK$3,958/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,202/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,157 · Scale 2, in force from 26 Feb 2026)