LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,583
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,690
−HK$1,125/mo
Today · 4.125%
HK$37,815
baseline
▲ 0.50% · 4.625%
HK$40,115
+HK$2,300/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,630/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,586
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,648
−HK$1,077/mo
Today · 4.125%
HK$41,725
baseline
▲ 0.50% · 4.625%
HK$43,924
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,450/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,700
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,028
−HK$1,349/mo
Today · 4.125%
HK$45,377
baseline
▲ 0.50% · 4.625%
HK$48,139
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,754/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,503
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,777
−HK$1,293/mo
Today · 4.125%
HK$50,070
baseline
▲ 0.50% · 4.625%
HK$52,709
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,140/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,816
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,366
−HK$1,574/mo
Today · 4.125%
HK$52,940
baseline
▲ 0.50% · 4.625%
HK$56,162
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,880/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,420
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,907
−HK$1,507/mo
Today · 4.125%
HK$58,414
baseline
▲ 0.50% · 4.625%
HK$61,494
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,828/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,050
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,042
−HK$2,024/mo
Today · 4.125%
HK$68,066
baseline
▲ 0.50% · 4.625%
HK$72,208
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$136,132/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,255
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,166
−HK$1,938/mo
Today · 4.125%
HK$75,104
baseline
▲ 0.50% · 4.625%
HK$79,063
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.04M · min. income ≈ HK$150,208/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,184 · Scale 2, in force from 26 Feb 2026)