LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,585
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,692
−HK$1,125/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$40,118
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,588
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,650
−HK$1,077/mo
Today · 4.125%
HK$41,727
baseline
▲ 0.50% · 4.625%
HK$43,926
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,454/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,702
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,030
−HK$1,350/mo
Today · 4.125%
HK$45,380
baseline
▲ 0.50% · 4.625%
HK$48,141
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,760/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,506
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,780
−HK$1,292/mo
Today · 4.125%
HK$50,072
baseline
▲ 0.50% · 4.625%
HK$52,712
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,144/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,819
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,369
−HK$1,574/mo
Today · 4.125%
HK$52,943
baseline
▲ 0.50% · 4.625%
HK$56,165
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,886/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,423
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,910
−HK$1,508/mo
Today · 4.125%
HK$58,418
baseline
▲ 0.50% · 4.625%
HK$61,497
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,836/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,053
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,046
−HK$2,024/mo
Today · 4.125%
HK$68,070
baseline
▲ 0.50% · 4.625%
HK$72,212
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,140/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,259
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$73,170
−HK$1,938/mo
Today · 4.125%
HK$75,108
baseline
▲ 0.50% · 4.625%
HK$79,067
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,216/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,216 · Scale 2, in force from 26 Feb 2026)