LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,586
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,693
−HK$1,124/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$40,118
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,589
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,651
−HK$1,077/mo
Today · 4.125%
HK$41,728
baseline
▲ 0.50% · 4.625%
HK$43,927
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,456/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,703
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,031
−HK$1,350/mo
Today · 4.125%
HK$45,381
baseline
▲ 0.50% · 4.625%
HK$48,142
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,762/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,507
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,781
−HK$1,292/mo
Today · 4.125%
HK$50,073
baseline
▲ 0.50% · 4.625%
HK$52,713
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,146/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,820
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,370
−HK$1,574/mo
Today · 4.125%
HK$52,944
baseline
▲ 0.50% · 4.625%
HK$56,166
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,888/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,424
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,911
−HK$1,508/mo
Today · 4.125%
HK$58,419
baseline
▲ 0.50% · 4.625%
HK$61,498
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,838/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,054
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,047
−HK$2,024/mo
Today · 4.125%
HK$68,071
baseline
▲ 0.50% · 4.625%
HK$72,213
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,142/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,260
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,171
−HK$1,939/mo
Today · 4.125%
HK$75,110
baseline
▲ 0.50% · 4.625%
HK$79,069
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,220/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,226 · Scale 2, in force from 26 Feb 2026)