LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,587
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$1,125/mo
Today · 4.125%
HK$37,819
baseline
▲ 0.50% · 4.625%
HK$40,120
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,638/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,590
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,652
−HK$1,077/mo
Today · 4.125%
HK$41,729
baseline
▲ 0.50% · 4.625%
HK$43,929
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,458/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,704
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,033
−HK$1,349/mo
Today · 4.125%
HK$45,382
baseline
▲ 0.50% · 4.625%
HK$48,144
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,764/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,508
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,782
−HK$1,293/mo
Today · 4.125%
HK$50,075
baseline
▲ 0.50% · 4.625%
HK$52,714
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,150/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,822
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,372
−HK$1,574/mo
Today · 4.125%
HK$52,946
baseline
▲ 0.50% · 4.625%
HK$56,168
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,892/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,426
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,913
−HK$1,508/mo
Today · 4.125%
HK$58,421
baseline
▲ 0.50% · 4.625%
HK$61,500
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,842/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,057
−HK$4,016/mo
▼ 0.25% · 3.875%
HK$66,049
−HK$2,024/mo
Today · 4.125%
HK$68,073
baseline
▲ 0.50% · 4.625%
HK$72,216
+HK$4,143/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,146/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,262
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,174
−HK$1,938/mo
Today · 4.125%
HK$75,112
baseline
▲ 0.50% · 4.625%
HK$79,072
+HK$3,960/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,224/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,247 · Scale 2, in force from 26 Feb 2026)