LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,587
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,694
−HK$1,125/mo
Today · 4.125%
HK$37,819
baseline
▲ 0.50% · 4.625%
HK$40,120
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,638/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,591
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,652
−HK$1,078/mo
Today · 4.125%
HK$41,730
baseline
▲ 0.50% · 4.625%
HK$43,929
+HK$2,199/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,460/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,705
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,033
−HK$1,350/mo
Today · 4.125%
HK$45,383
baseline
▲ 0.50% · 4.625%
HK$48,144
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,766/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,509
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,783
−HK$1,292/mo
Today · 4.125%
HK$50,075
baseline
▲ 0.50% · 4.625%
HK$52,715
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,150/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,822
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,372
−HK$1,575/mo
Today · 4.125%
HK$52,947
baseline
▲ 0.50% · 4.625%
HK$56,168
+HK$3,221/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,894/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,427
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,913
−HK$1,508/mo
Today · 4.125%
HK$58,421
baseline
▲ 0.50% · 4.625%
HK$61,501
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,842/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,057
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,050
−HK$2,024/mo
Today · 4.125%
HK$68,074
baseline
▲ 0.50% · 4.625%
HK$72,216
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,148/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,263
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,174
−HK$1,939/mo
Today · 4.125%
HK$75,113
baseline
▲ 0.50% · 4.625%
HK$79,072
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,226/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,253 · Scale 2, in force from 26 Feb 2026)