LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,588
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,695
−HK$1,125/mo
Today · 4.125%
HK$37,820
baseline
▲ 0.50% · 4.625%
HK$40,121
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,640/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,591
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,653
−HK$1,077/mo
Today · 4.125%
HK$41,730
baseline
▲ 0.50% · 4.625%
HK$43,930
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,460/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,706
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,034
−HK$1,350/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,293/mo
Today · 4.125%
HK$50,077
baseline
▲ 0.50% · 4.625%
HK$52,716
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,154/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,823
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,373
−HK$1,575/mo
Today · 4.125%
HK$52,948
baseline
▲ 0.50% · 4.625%
HK$56,170
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$105,896/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,428
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,915
−HK$1,508/mo
Today · 4.125%
HK$58,423
baseline
▲ 0.50% · 4.625%
HK$61,502
+HK$3,079/mo
Deposit HK$4.68M · loan HK$10.92M · min. income ≈ HK$116,846/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,059
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,051
−HK$2,025/mo
Today · 4.125%
HK$68,076
baseline
▲ 0.50% · 4.625%
HK$72,218
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,152/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,265
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,176
−HK$1,939/mo
Today · 4.125%
HK$75,115
baseline
▲ 0.50% · 4.625%
HK$79,074
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,230/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,266 · Scale 2, in force from 26 Feb 2026)