LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,589
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,696
−HK$1,124/mo
Today · 4.125%
HK$37,820
baseline
▲ 0.50% · 4.625%
HK$40,122
+HK$2,302/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,640/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,592
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,654
−HK$1,077/mo
Today · 4.125%
HK$41,731
baseline
▲ 0.50% · 4.625%
HK$43,931
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,462/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,706
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,035
−HK$1,349/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$48,146
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,293/mo
Today · 4.125%
HK$50,077
baseline
▲ 0.50% · 4.625%
HK$52,717
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,154/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,824
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,374
−HK$1,574/mo
Today · 4.125%
HK$52,948
baseline
▲ 0.50% · 4.625%
HK$56,170
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,896/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,429
−HK$2,994/mo
▼ 0.25% · 3.875%
HK$56,915
−HK$1,508/mo
Today · 4.125%
HK$58,423
baseline
▲ 0.50% · 4.625%
HK$61,503
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,846/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,059
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,052
−HK$2,024/mo
Today · 4.125%
HK$68,076
baseline
▲ 0.50% · 4.625%
HK$72,219
+HK$4,143/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,152/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,265
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,177
−HK$1,939/mo
Today · 4.125%
HK$75,116
baseline
▲ 0.50% · 4.625%
HK$79,075
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,232/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,272 · Scale 2, in force from 26 Feb 2026)