LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,590
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$1,125/mo
Today · 4.125%
HK$37,822
baseline
▲ 0.50% · 4.625%
HK$40,124
+HK$2,302/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,644/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,594
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,656
−HK$1,077/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$43,933
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,708
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,037
−HK$1,350/mo
Today · 4.125%
HK$45,387
baseline
▲ 0.50% · 4.625%
HK$48,148
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$90,774/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,513
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,787
−HK$1,293/mo
Today · 4.125%
HK$50,080
baseline
▲ 0.50% · 4.625%
HK$52,719
+HK$2,639/mo
Deposit HK$6.24M · loan HK$9.36M · min. income ≈ HK$100,160/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,826
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,376
−HK$1,575/mo
Today · 4.125%
HK$52,951
baseline
▲ 0.50% · 4.625%
HK$56,173
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,902/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,431
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,918
−HK$1,508/mo
Today · 4.125%
HK$58,426
baseline
▲ 0.50% · 4.625%
HK$61,506
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,852/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,063
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,055
−HK$2,025/mo
Today · 4.125%
HK$68,080
baseline
▲ 0.50% · 4.625%
HK$72,222
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,160/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,269
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,180
−HK$1,939/mo
Today · 4.125%
HK$75,119
baseline
▲ 0.50% · 4.625%
HK$79,079
+HK$3,960/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,238/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,301 · Scale 2, in force from 26 Feb 2026)