LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,592
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,699
−HK$1,125/mo
Today · 4.125%
HK$37,824
baseline
▲ 0.50% · 4.625%
HK$40,126
+HK$2,302/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,648/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,596
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,658
−HK$1,077/mo
Today · 4.125%
HK$41,735
baseline
▲ 0.50% · 4.625%
HK$43,935
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,470/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,711
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,039
−HK$1,350/mo
Today · 4.125%
HK$45,389
baseline
▲ 0.50% · 4.625%
HK$48,151
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,778/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,515
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,790
−HK$1,292/mo
Today · 4.125%
HK$50,082
baseline
▲ 0.50% · 4.625%
HK$52,722
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,164/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,829
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,379
−HK$1,575/mo
Today · 4.125%
HK$52,954
baseline
▲ 0.50% · 4.625%
HK$56,176
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,908/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,434
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,921
−HK$1,508/mo
Today · 4.125%
HK$58,429
baseline
▲ 0.50% · 4.625%
HK$61,509
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,858/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,066
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,059
−HK$2,025/mo
Today · 4.125%
HK$68,084
baseline
▲ 0.50% · 4.625%
HK$72,226
+HK$4,142/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,168/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,273
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$1,940/mo
Today · 4.125%
HK$75,124
baseline
▲ 0.50% · 4.625%
HK$79,083
+HK$3,959/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,248/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,334 · Scale 2, in force from 26 Feb 2026)