LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,593
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,701
−HK$1,124/mo
Today · 4.125%
HK$37,825
baseline
▲ 0.50% · 4.625%
HK$40,127
+HK$2,302/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,650/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,597
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,659
−HK$1,078/mo
Today · 4.125%
HK$41,737
baseline
▲ 0.50% · 4.625%
HK$43,937
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,474/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,712
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,041
−HK$1,350/mo
Today · 4.125%
HK$45,391
baseline
▲ 0.50% · 4.625%
HK$48,152
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,782/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,517
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,791
−HK$1,293/mo
Today · 4.125%
HK$50,084
baseline
▲ 0.50% · 4.625%
HK$52,724
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,168/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,831
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,381
−HK$1,575/mo
Today · 4.125%
HK$52,956
baseline
▲ 0.50% · 4.625%
HK$56,178
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,912/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,436
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,923
−HK$1,508/mo
Today · 4.125%
HK$58,431
baseline
▲ 0.50% · 4.625%
HK$61,511
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,862/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,068
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,061
−HK$2,025/mo
Today · 4.125%
HK$68,086
baseline
▲ 0.50% · 4.625%
HK$72,229
+HK$4,143/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,172/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,275
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,187
−HK$1,939/mo
Today · 4.125%
HK$75,126
baseline
▲ 0.50% · 4.625%
HK$79,086
+HK$3,960/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,252/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,352 · Scale 2, in force from 26 Feb 2026)