LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,594
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,701
−HK$1,125/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,302/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,598
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,660
−HK$1,077/mo
Today · 4.125%
HK$41,737
baseline
▲ 0.50% · 4.625%
HK$43,938
+HK$2,201/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,474/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,349/mo
Today · 4.125%
HK$45,391
baseline
▲ 0.50% · 4.625%
HK$48,153
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,782/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,518
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,792
−HK$1,293/mo
Today · 4.125%
HK$50,085
baseline
▲ 0.50% · 4.625%
HK$52,725
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,170/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,832
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,382
−HK$1,575/mo
Today · 4.125%
HK$52,957
baseline
▲ 0.50% · 4.625%
HK$56,179
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,914/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,437
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,924
−HK$1,508/mo
Today · 4.125%
HK$58,432
baseline
▲ 0.50% · 4.625%
HK$61,513
+HK$3,081/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,864/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,069
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,062
−HK$2,025/mo
Today · 4.125%
HK$68,087
baseline
▲ 0.50% · 4.625%
HK$72,230
+HK$4,143/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,174/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,277
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$73,188
−HK$1,939/mo
Today · 4.125%
HK$75,127
baseline
▲ 0.50% · 4.625%
HK$79,088
+HK$3,961/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,254/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)