LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,594
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,701
−HK$1,125/mo
Today · 4.125%
HK$37,826
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,302/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,652/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,598
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,660
−HK$1,078/mo
Today · 4.125%
HK$41,738
baseline
▲ 0.50% · 4.625%
HK$43,938
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,476/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,350/mo
Today · 4.125%
HK$45,392
baseline
▲ 0.50% · 4.625%
HK$48,153
+HK$2,761/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,784/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,518
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,792
−HK$1,293/mo
Today · 4.125%
HK$50,085
baseline
▲ 0.50% · 4.625%
HK$52,725
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,170/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,832
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,382
−HK$1,575/mo
Today · 4.125%
HK$52,957
baseline
▲ 0.50% · 4.625%
HK$56,179
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,914/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,437
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,924
−HK$1,509/mo
Today · 4.125%
HK$58,433
baseline
▲ 0.50% · 4.625%
HK$61,513
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,866/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$4,017/mo
▼ 0.25% · 3.875%
HK$66,062
−HK$2,025/mo
Today · 4.125%
HK$68,087
baseline
▲ 0.50% · 4.625%
HK$72,230
+HK$4,143/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,174/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,277
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,188
−HK$1,940/mo
Today · 4.125%
HK$75,128
baseline
▲ 0.50% · 4.625%
HK$79,088
+HK$3,960/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,256/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,365 · Scale 2, in force from 26 Feb 2026)