LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,595
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,702
−HK$1,125/mo
Today · 4.125%
HK$37,827
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,301/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$75,654/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,599
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,077/mo
Today · 4.125%
HK$41,738
baseline
▲ 0.50% · 4.625%
HK$43,938
+HK$2,200/mo
Deposit HK$7.80M · loan HK$7.80M · min. income ≈ HK$83,476/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,714
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,042
−HK$1,350/mo
Today · 4.125%
HK$45,392
baseline
▲ 0.50% · 4.625%
HK$48,154
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,784/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,518
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,793
−HK$1,293/mo
Today · 4.125%
HK$50,086
baseline
▲ 0.50% · 4.625%
HK$52,726
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,172/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,833
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$51,383
−HK$1,574/mo
Today · 4.125%
HK$52,957
baseline
▲ 0.50% · 4.625%
HK$56,180
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,914/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,438
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,925
−HK$1,508/mo
Today · 4.125%
HK$58,433
baseline
▲ 0.50% · 4.625%
HK$61,513
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,866/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,070
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,063
−HK$2,025/mo
Today · 4.125%
HK$68,088
baseline
▲ 0.50% · 4.625%
HK$72,231
+HK$4,143/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,176/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,278
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,189
−HK$1,940/mo
Today · 4.125%
HK$75,129
baseline
▲ 0.50% · 4.625%
HK$79,089
+HK$3,960/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,258/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,373 · Scale 2, in force from 26 Feb 2026)