LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,597
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,704
−HK$1,125/mo
Today · 4.125%
HK$37,829
baseline
▲ 0.50% · 4.625%
HK$40,131
+HK$2,302/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,658/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,601
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,663
−HK$1,078/mo
Today · 4.125%
HK$41,741
baseline
▲ 0.50% · 4.625%
HK$43,941
+HK$2,200/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,482/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,716
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,045
−HK$1,350/mo
Today · 4.125%
HK$45,395
baseline
▲ 0.50% · 4.625%
HK$48,157
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,790/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,521
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,796
−HK$1,293/mo
Today · 4.125%
HK$50,089
baseline
▲ 0.50% · 4.625%
HK$52,729
+HK$2,640/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,178/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,836
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,386
−HK$1,575/mo
Today · 4.125%
HK$52,961
baseline
▲ 0.50% · 4.625%
HK$56,183
+HK$3,222/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,922/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,442
−HK$2,995/mo
▼ 0.25% · 3.875%
HK$56,929
−HK$1,508/mo
Today · 4.125%
HK$58,437
baseline
▲ 0.50% · 4.625%
HK$61,517
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,874/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,074
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,068
−HK$2,024/mo
Today · 4.125%
HK$68,092
baseline
▲ 0.50% · 4.625%
HK$72,236
+HK$4,144/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,184/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,282
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,194
−HK$1,939/mo
Today · 4.125%
HK$75,133
baseline
▲ 0.50% · 4.625%
HK$79,094
+HK$3,961/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,266/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,410 · Scale 2, in force from 26 Feb 2026)