LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,599
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,707
−HK$1,125/mo
Today · 4.125%
HK$37,832
baseline
▲ 0.50% · 4.625%
HK$40,134
+HK$2,302/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,664/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,604
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,666
−HK$1,078/mo
Today · 4.125%
HK$41,744
baseline
▲ 0.50% · 4.625%
HK$43,944
+HK$2,200/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,488/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,719
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,048
−HK$1,350/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$48,160
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,525
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,293/mo
Today · 4.125%
HK$50,092
baseline
▲ 0.50% · 4.625%
HK$52,733
+HK$2,641/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,184/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,839
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,389
−HK$1,575/mo
Today · 4.125%
HK$52,964
baseline
▲ 0.50% · 4.625%
HK$56,187
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,928/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,445
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,933
−HK$1,508/mo
Today · 4.125%
HK$58,441
baseline
▲ 0.50% · 4.625%
HK$61,522
+HK$3,081/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,882/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,079
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,072
−HK$2,025/mo
Today · 4.125%
HK$68,097
baseline
▲ 0.50% · 4.625%
HK$72,241
+HK$4,144/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,194/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,287
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$73,199
−HK$1,939/mo
Today · 4.125%
HK$75,138
baseline
▲ 0.50% · 4.625%
HK$79,099
+HK$3,961/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,276/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,450 · Scale 2, in force from 26 Feb 2026)