LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,600
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,707
−HK$1,125/mo
Today · 4.125%
HK$37,832
baseline
▲ 0.50% · 4.625%
HK$40,134
+HK$2,302/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,664/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,605
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,667
−HK$1,077/mo
Today · 4.125%
HK$41,744
baseline
▲ 0.50% · 4.625%
HK$43,945
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,488/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,720
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,049
−HK$1,350/mo
Today · 4.125%
HK$45,399
baseline
▲ 0.50% · 4.625%
HK$48,161
+HK$2,762/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$90,798/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,526
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,800
−HK$1,293/mo
Today · 4.125%
HK$50,093
baseline
▲ 0.50% · 4.625%
HK$52,734
+HK$2,641/mo
Deposit HK$6.24M · loan HK$9.37M · min. income ≈ HK$100,186/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,840
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$51,390
−HK$1,575/mo
Today · 4.125%
HK$52,965
baseline
▲ 0.50% · 4.625%
HK$56,188
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,930/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,446
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,933
−HK$1,509/mo
Today · 4.125%
HK$58,442
baseline
▲ 0.50% · 4.625%
HK$61,523
+HK$3,081/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,884/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,080
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,073
−HK$2,025/mo
Today · 4.125%
HK$68,098
baseline
▲ 0.50% · 4.625%
HK$72,242
+HK$4,144/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,196/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,288
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,200
−HK$1,940/mo
Today · 4.125%
HK$75,140
baseline
▲ 0.50% · 4.625%
HK$79,100
+HK$3,960/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,280/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,460 · Scale 2, in force from 26 Feb 2026)