LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,601
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,708
−HK$1,126/mo
Today · 4.125%
HK$37,834
baseline
▲ 0.50% · 4.625%
HK$40,136
+HK$2,302/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,668/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,606
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,668
−HK$1,078/mo
Today · 4.125%
HK$41,746
baseline
▲ 0.50% · 4.625%
HK$43,946
+HK$2,200/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,492/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,721
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,050
−HK$1,350/mo
Today · 4.125%
HK$45,400
baseline
▲ 0.50% · 4.625%
HK$48,163
+HK$2,763/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,800/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,527
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,802
−HK$1,293/mo
Today · 4.125%
HK$50,095
baseline
▲ 0.50% · 4.625%
HK$52,735
+HK$2,640/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,190/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,841
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,392
−HK$1,575/mo
Today · 4.125%
HK$52,967
baseline
▲ 0.50% · 4.625%
HK$56,190
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,934/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,448
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,935
−HK$1,509/mo
Today · 4.125%
HK$58,444
baseline
▲ 0.50% · 4.625%
HK$61,524
+HK$3,080/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,888/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,082
−HK$4,018/mo
▼ 0.25% · 3.875%
HK$66,075
−HK$2,025/mo
Today · 4.125%
HK$68,100
baseline
▲ 0.50% · 4.625%
HK$72,244
+HK$4,144/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,200/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,290
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,202
−HK$1,940/mo
Today · 4.125%
HK$75,142
baseline
▲ 0.50% · 4.625%
HK$79,103
+HK$3,961/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,284/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,478 · Scale 2, in force from 26 Feb 2026)