LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,606
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$1,125/mo
Today · 4.125%
HK$37,838
baseline
▲ 0.50% · 4.625%
HK$40,141
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,676/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,611
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,673
−HK$1,078/mo
Today · 4.125%
HK$41,751
baseline
▲ 0.50% · 4.625%
HK$43,952
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,502/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,727
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,056
−HK$1,350/mo
Today · 4.125%
HK$45,406
baseline
▲ 0.50% · 4.625%
HK$48,169
+HK$2,763/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,812/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,533
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,808
−HK$1,293/mo
Today · 4.125%
HK$50,101
baseline
▲ 0.50% · 4.625%
HK$52,742
+HK$2,641/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,202/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,848
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,398
−HK$1,576/mo
Today · 4.125%
HK$52,974
baseline
▲ 0.50% · 4.625%
HK$56,197
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,948/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,455
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,943
−HK$1,508/mo
Today · 4.125%
HK$58,451
baseline
▲ 0.50% · 4.625%
HK$61,532
+HK$3,081/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,902/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,090
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,084
−HK$2,025/mo
Today · 4.125%
HK$68,109
baseline
▲ 0.50% · 4.625%
HK$72,253
+HK$4,144/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,218/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,300
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,212
−HK$1,940/mo
Today · 4.125%
HK$75,152
baseline
▲ 0.50% · 4.625%
HK$79,113
+HK$3,961/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,304/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,553 · Scale 2, in force from 26 Feb 2026)