LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,609
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$1,125/mo
Today · 4.125%
HK$37,842
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,684/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,615
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,677
−HK$1,078/mo
Today · 4.125%
HK$41,755
baseline
▲ 0.50% · 4.625%
HK$43,956
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,510/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,731
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,060
−HK$1,350/mo
Today · 4.125%
HK$45,410
baseline
▲ 0.50% · 4.625%
HK$48,173
+HK$2,763/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,820/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,538
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,812
−HK$1,294/mo
Today · 4.125%
HK$50,106
baseline
▲ 0.50% · 4.625%
HK$52,747
+HK$2,641/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,212/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,853
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$51,403
−HK$1,576/mo
Today · 4.125%
HK$52,979
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,958/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,460
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,948
−HK$1,509/mo
Today · 4.125%
HK$58,457
baseline
▲ 0.50% · 4.625%
HK$61,538
+HK$3,081/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,914/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,096
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,090
−HK$2,025/mo
Today · 4.125%
HK$68,115
baseline
▲ 0.50% · 4.625%
HK$72,260
+HK$4,145/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,230/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,306
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,219
−HK$1,940/mo
Today · 4.125%
HK$75,159
baseline
▲ 0.50% · 4.625%
HK$79,120
+HK$3,961/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,318/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,608 · Scale 2, in force from 26 Feb 2026)