LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,610
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$1,126/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,302/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,615
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,678
−HK$1,078/mo
Today · 4.125%
HK$41,756
baseline
▲ 0.50% · 4.625%
HK$43,957
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,512/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,732
−HK$2,679/mo
▼ 0.25% · 3.875%
HK$44,061
−HK$1,350/mo
Today · 4.125%
HK$45,411
baseline
▲ 0.50% · 4.625%
HK$48,174
+HK$2,763/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,822/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,538
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,813
−HK$1,294/mo
Today · 4.125%
HK$50,107
baseline
▲ 0.50% · 4.625%
HK$52,748
+HK$2,641/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,214/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,853
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,404
−HK$1,576/mo
Today · 4.125%
HK$52,980
baseline
▲ 0.50% · 4.625%
HK$56,203
+HK$3,223/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$105,960/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,461
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,949
−HK$1,509/mo
Today · 4.125%
HK$58,458
baseline
▲ 0.50% · 4.625%
HK$61,539
+HK$3,081/mo
Deposit HK$4.68M · loan HK$10.93M · min. income ≈ HK$116,916/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,097
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,091
−HK$2,026/mo
Today · 4.125%
HK$68,117
baseline
▲ 0.50% · 4.625%
HK$72,261
+HK$4,144/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$136,234/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,308
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,220
−HK$1,940/mo
Today · 4.125%
HK$75,160
baseline
▲ 0.50% · 4.625%
HK$79,122
+HK$3,962/mo
Deposit HK$1.56M · loan HK$14.05M · min. income ≈ HK$150,320/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,619 · Scale 2, in force from 26 Feb 2026)