LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,612
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,720
−HK$1,126/mo
Today · 4.125%
HK$37,846
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,692/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,619
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,681
−HK$1,078/mo
Today · 4.125%
HK$41,759
baseline
▲ 0.50% · 4.625%
HK$43,960
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,518/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,735
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,064
−HK$1,351/mo
Today · 4.125%
HK$45,415
baseline
▲ 0.50% · 4.625%
HK$48,178
+HK$2,763/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,830/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,542
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,817
−HK$1,294/mo
Today · 4.125%
HK$50,111
baseline
▲ 0.50% · 4.625%
HK$52,752
+HK$2,641/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,222/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,857
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,408
−HK$1,576/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$56,208
+HK$3,224/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,466
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,953
−HK$1,510/mo
Today · 4.125%
HK$58,463
baseline
▲ 0.50% · 4.625%
HK$61,544
+HK$3,081/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,926/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,102
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,096
−HK$2,026/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$72,267
+HK$4,145/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,313
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,226
−HK$1,940/mo
Today · 4.125%
HK$75,166
baseline
▲ 0.50% · 4.625%
HK$79,128
+HK$3,962/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,332/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,666 · Scale 2, in force from 26 Feb 2026)