LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,614
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,721
−HK$1,126/mo
Today · 4.125%
HK$37,847
baseline
▲ 0.50% · 4.625%
HK$40,150
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,694/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,620
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,682
−HK$1,078/mo
Today · 4.125%
HK$41,760
baseline
▲ 0.50% · 4.625%
HK$43,962
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,520/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,736
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,066
−HK$1,350/mo
Today · 4.125%
HK$45,416
baseline
▲ 0.50% · 4.625%
HK$48,180
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,832/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,544
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,819
−HK$1,293/mo
Today · 4.125%
HK$50,112
baseline
▲ 0.50% · 4.625%
HK$52,754
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,224/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,859
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,410
−HK$1,576/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$56,210
+HK$3,224/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,468
−HK$2,996/mo
▼ 0.25% · 3.875%
HK$56,955
−HK$1,509/mo
Today · 4.125%
HK$58,464
baseline
▲ 0.50% · 4.625%
HK$61,546
+HK$3,082/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,928/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,104
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,098
−HK$2,026/mo
Today · 4.125%
HK$68,124
baseline
▲ 0.50% · 4.625%
HK$72,270
+HK$4,146/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,248/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,316
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$73,228
−HK$1,940/mo
Today · 4.125%
HK$75,168
baseline
▲ 0.50% · 4.625%
HK$79,131
+HK$3,963/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,336/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,684 · Scale 2, in force from 26 Feb 2026)