LTV · monthly repayment
▼ 0.50% · 3.625%
HK$356,140
−HK$22,334/mo
▼ 0.25% · 3.875%
HK$367,218
−HK$11,256/mo
Today · 4.125%
HK$378,474
baseline
▲ 0.50% · 4.625%
HK$401,503
+HK$23,029/mo
Deposit HK$78.09M · loan HK$78.09M · min. income ≈ HK$756,948/mo (50% DSR)
Upfront cash ≈ HK$88.24M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,203
−HK$21,405/mo
▼ 0.25% · 3.875%
HK$406,829
−HK$10,779/mo
Today · 4.125%
HK$417,608
baseline
▲ 0.50% · 4.625%
HK$439,621
+HK$22,013/mo
Deposit HK$78.09M · loan HK$78.09M · min. income ≈ HK$835,216/mo (50% DSR)
Upfront cash ≈ HK$88.24M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$427,368
−HK$26,800/mo
▼ 0.25% · 3.875%
HK$440,662
−HK$13,506/mo
Today · 4.125%
HK$454,168
baseline
▲ 0.50% · 4.625%
HK$481,803
+HK$27,635/mo
Deposit HK$62.47M · loan HK$93.71M · min. income ≈ HK$908,336/mo (50% DSR)
Upfront cash ≈ HK$72.63M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$475,443
−HK$25,687/mo
▼ 0.25% · 3.875%
HK$488,194
−HK$12,936/mo
Today · 4.125%
HK$501,130
baseline
▲ 0.50% · 4.625%
HK$527,545
+HK$26,415/mo
Deposit HK$62.47M · loan HK$93.71M · min. income ≈ HK$1,002,260/mo (50% DSR)
Upfront cash ≈ HK$72.63M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$498,597
−HK$31,266/mo
▼ 0.25% · 3.875%
HK$514,106
−HK$15,757/mo
Today · 4.125%
HK$529,863
baseline
▲ 0.50% · 4.625%
HK$562,104
+HK$32,241/mo
Deposit HK$46.86M · loan HK$109.33M · min. income ≈ HK$1,059,726/mo (50% DSR)
Upfront cash ≈ HK$57.01M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$554,684
−HK$29,967/mo
▼ 0.25% · 3.875%
HK$569,560
−HK$15,091/mo
Today · 4.125%
HK$584,651
baseline
▲ 0.50% · 4.625%
HK$615,469
+HK$30,818/mo
Deposit HK$46.86M · loan HK$109.33M · min. income ≈ HK$1,169,302/mo (50% DSR)
Upfront cash ≈ HK$57.01M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$641,053
−HK$40,199/mo
▼ 0.25% · 3.875%
HK$660,993
−HK$20,259/mo
Today · 4.125%
HK$681,252
baseline
▲ 0.50% · 4.625%
HK$722,705
+HK$41,453/mo
Deposit HK$15.62M · loan HK$140.57M · min. income ≈ HK$1,362,504/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$713,165
−HK$38,530/mo
▼ 0.25% · 3.875%
HK$732,291
−HK$19,404/mo
Today · 4.125%
HK$751,695
baseline
▲ 0.50% · 4.625%
HK$791,318
+HK$39,623/mo
Deposit HK$15.62M · loan HK$140.57M · min. income ≈ HK$1,503,390/mo (50% DSR)
Upfront cash ≈ HK$25.77M (deposit + AVD stamp duty HK$10,151,984 · Scale 2, in force from 26 Feb 2026)