LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,614
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,722
−HK$1,126/mo
Today · 4.125%
HK$37,848
baseline
▲ 0.50% · 4.625%
HK$40,151
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,696/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,621
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,683
−HK$1,078/mo
Today · 4.125%
HK$41,761
baseline
▲ 0.50% · 4.625%
HK$43,962
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,522/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,737
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,066
−HK$1,351/mo
Today · 4.125%
HK$45,417
baseline
▲ 0.50% · 4.625%
HK$48,181
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,834/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,545
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$48,820
−HK$1,293/mo
Today · 4.125%
HK$50,113
baseline
▲ 0.50% · 4.625%
HK$52,755
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,226/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,860
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,411
−HK$1,576/mo
Today · 4.125%
HK$52,987
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$3,224/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,974/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,469
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,956
−HK$1,510/mo
Today · 4.125%
HK$58,466
baseline
▲ 0.50% · 4.625%
HK$61,547
+HK$3,081/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,932/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,106
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,100
−HK$2,026/mo
Today · 4.125%
HK$68,126
baseline
▲ 0.50% · 4.625%
HK$72,271
+HK$4,145/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,252/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,317
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,230
−HK$1,940/mo
Today · 4.125%
HK$75,170
baseline
▲ 0.50% · 4.625%
HK$79,132
+HK$3,962/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,340/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,696 · Scale 2, in force from 26 Feb 2026)