LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,615
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,723
−HK$1,126/mo
Today · 4.125%
HK$37,849
baseline
▲ 0.50% · 4.625%
HK$40,152
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,698/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,622
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,684
−HK$1,078/mo
Today · 4.125%
HK$41,762
baseline
▲ 0.50% · 4.625%
HK$43,964
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,524/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,738
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,068
−HK$1,350/mo
Today · 4.125%
HK$45,418
baseline
▲ 0.50% · 4.625%
HK$48,182
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,836/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,546
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,821
−HK$1,294/mo
Today · 4.125%
HK$50,115
baseline
▲ 0.50% · 4.625%
HK$52,756
+HK$2,641/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,230/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,861
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,412
−HK$1,576/mo
Today · 4.125%
HK$52,988
baseline
▲ 0.50% · 4.625%
HK$56,212
+HK$3,224/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,976/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,470
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,958
−HK$1,509/mo
Today · 4.125%
HK$58,467
baseline
▲ 0.50% · 4.625%
HK$61,549
+HK$3,082/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,934/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,108
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,102
−HK$2,026/mo
Today · 4.125%
HK$68,128
baseline
▲ 0.50% · 4.625%
HK$72,273
+HK$4,145/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,256/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,319
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,232
−HK$1,940/mo
Today · 4.125%
HK$75,172
baseline
▲ 0.50% · 4.625%
HK$79,135
+HK$3,963/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,344/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,712 · Scale 2, in force from 26 Feb 2026)