LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,616
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,724
−HK$1,126/mo
Today · 4.125%
HK$37,850
baseline
▲ 0.50% · 4.625%
HK$40,153
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,700/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,623
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,685
−HK$1,079/mo
Today · 4.125%
HK$41,764
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,528/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,740
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,069
−HK$1,351/mo
Today · 4.125%
HK$45,420
baseline
▲ 0.50% · 4.625%
HK$48,183
+HK$2,763/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,840/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,547
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,823
−HK$1,293/mo
Today · 4.125%
HK$50,116
baseline
▲ 0.50% · 4.625%
HK$52,758
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,232/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,863
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,414
−HK$1,576/mo
Today · 4.125%
HK$52,990
baseline
▲ 0.50% · 4.625%
HK$56,214
+HK$3,224/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,980/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,472
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,960
−HK$1,509/mo
Today · 4.125%
HK$58,469
baseline
▲ 0.50% · 4.625%
HK$61,551
+HK$3,082/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,938/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,109
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,104
−HK$2,026/mo
Today · 4.125%
HK$68,130
baseline
▲ 0.50% · 4.625%
HK$72,275
+HK$4,145/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,260/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,321
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,234
−HK$1,940/mo
Today · 4.125%
HK$75,174
baseline
▲ 0.50% · 4.625%
HK$79,137
+HK$3,963/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,348/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,729 · Scale 2, in force from 26 Feb 2026)