LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,618
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$1,126/mo
Today · 4.125%
HK$37,852
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,704/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,625
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,688
−HK$1,078/mo
Today · 4.125%
HK$41,766
baseline
▲ 0.50% · 4.625%
HK$43,967
+HK$2,201/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,532/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,742
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,072
−HK$1,350/mo
Today · 4.125%
HK$45,422
baseline
▲ 0.50% · 4.625%
HK$48,186
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,844/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,550
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,825
−HK$1,294/mo
Today · 4.125%
HK$50,119
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,238/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,866
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,576/mo
Today · 4.125%
HK$52,993
baseline
▲ 0.50% · 4.625%
HK$56,217
+HK$3,224/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,986/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,475
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,963
−HK$1,509/mo
Today · 4.125%
HK$58,472
baseline
▲ 0.50% · 4.625%
HK$61,554
+HK$3,082/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,944/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,113
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,107
−HK$2,027/mo
Today · 4.125%
HK$68,134
baseline
▲ 0.50% · 4.625%
HK$72,279
+HK$4,145/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,268/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,325
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,238
−HK$1,941/mo
Today · 4.125%
HK$75,179
baseline
▲ 0.50% · 4.625%
HK$79,141
+HK$3,962/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,358/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,763 · Scale 2, in force from 26 Feb 2026)