LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,619
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,727
−HK$1,125/mo
Today · 4.125%
HK$37,852
baseline
▲ 0.50% · 4.625%
HK$40,156
+HK$2,304/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,704/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,625
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,688
−HK$1,078/mo
Today · 4.125%
HK$41,766
baseline
▲ 0.50% · 4.625%
HK$43,968
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,532/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,742
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$44,072
−HK$1,351/mo
Today · 4.125%
HK$45,423
baseline
▲ 0.50% · 4.625%
HK$48,187
+HK$2,764/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,846/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,551
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$48,826
−HK$1,294/mo
Today · 4.125%
HK$50,120
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$2,641/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,240/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,866
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$51,417
−HK$1,576/mo
Today · 4.125%
HK$52,993
baseline
▲ 0.50% · 4.625%
HK$56,218
+HK$3,225/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$105,986/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,476
−HK$2,997/mo
▼ 0.25% · 3.875%
HK$56,963
−HK$1,510/mo
Today · 4.125%
HK$58,473
baseline
▲ 0.50% · 4.625%
HK$61,555
+HK$3,082/mo
Deposit HK$4.69M · loan HK$10.93M · min. income ≈ HK$116,946/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,114
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,108
−HK$2,026/mo
Today · 4.125%
HK$68,134
baseline
▲ 0.50% · 4.625%
HK$72,280
+HK$4,146/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,268/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,326
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,239
−HK$1,940/mo
Today · 4.125%
HK$75,179
baseline
▲ 0.50% · 4.625%
HK$79,142
+HK$3,963/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,358/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,768 · Scale 2, in force from 26 Feb 2026)