LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,623
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,731
−HK$1,126/mo
Today · 4.125%
HK$37,857
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,303/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$75,714/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,630
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,693
−HK$1,078/mo
Today · 4.125%
HK$41,771
baseline
▲ 0.50% · 4.625%
HK$43,973
+HK$2,202/mo
Deposit HK$7.81M · loan HK$7.81M · min. income ≈ HK$83,542/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,748
−HK$2,680/mo
▼ 0.25% · 3.875%
HK$44,077
−HK$1,351/mo
Today · 4.125%
HK$45,428
baseline
▲ 0.50% · 4.625%
HK$48,193
+HK$2,765/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$90,856/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,556
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$48,832
−HK$1,294/mo
Today · 4.125%
HK$50,126
baseline
▲ 0.50% · 4.625%
HK$52,768
+HK$2,642/mo
Deposit HK$6.25M · loan HK$9.37M · min. income ≈ HK$100,252/mo (50% DSR)
Upfront cash ≈ HK$6.83M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,872
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$51,424
−HK$1,576/mo
Today · 4.125%
HK$53,000
baseline
▲ 0.50% · 4.625%
HK$56,225
+HK$3,225/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$106,000/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,482
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$56,970
−HK$1,510/mo
Today · 4.125%
HK$58,480
baseline
▲ 0.50% · 4.625%
HK$61,562
+HK$3,082/mo
Deposit HK$4.69M · loan HK$10.94M · min. income ≈ HK$116,960/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,121
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$2,026/mo
Today · 4.125%
HK$68,142
baseline
▲ 0.50% · 4.625%
HK$72,289
+HK$4,147/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$136,284/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,335
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,248
−HK$1,940/mo
Today · 4.125%
HK$75,188
baseline
▲ 0.50% · 4.625%
HK$79,152
+HK$3,964/mo
Deposit HK$1.56M · loan HK$14.06M · min. income ≈ HK$150,376/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$585,840 · Scale 2, in force from 26 Feb 2026)